Seeing as so many of life’s problems center on dollars and cents, it’s no wonder that money is so often at the root of marital problems. Here are five things to keep in mind when it comes to the green.
— First rule of breadwinner’s club: Don’t talk about bread winner’s club. If you are the primary earner, don’t lord over your spouse. Is she is, don’t make it an issue. You’re in this together.
Joining a gym is an investment in your health, but that doesn’t mean you can’t find ways to trim the cost, says Consumer Reports Money Adviser.
Take time to research your options and consider these ways to save:
Fees! Consumer Reports hates them as much as you do. And not just because all that nickel-and-diming adds up to a pretty penny. It’s also because they can be hard to escape.
Consumers pay $2.4 billion per year in credit card late fees — and $800 million in expedited payment fees to avoid those late charges. We cough up $31 billion annually in debit card overdraft fees. That’s a lot of $30-a-pop penalties for payments that banks authorized in the first place.
You can save hundreds of dollars per year on phone costs by making smart choices, according to Consumer Reports. Here’s how:
— Consider prepaid service. Pay-as-you-go plans used to come with limited service and bare bones phones. Not anymore. Prepaid providers now have more smartphones, and some offer fast 4G connections. Consumer Reports’ subscribers gave those services some of its highest scores for satisfaction. If you’re not a marathon talker, texter or Web surfer, you’ll usually come out ahead by paying only for what you use. You’ll probably pay more upfront for a phone if you don’t sign a two-year contract, but the savings on service can more than make up for that over time.
You know knives are sharp and ovens are hot and they can cause serious cuts and burns. But when you’re in a rush it’s easy to make a mistake.
Accidents often happen because people haven’t thought everything through before starting to cook. Here are some safety tips from experts:
Does the record cold have you thinking about retiring to someplace a little warmer?
You’re not alone. A study by the Wisconsin Taxpayers Alliance found that every year an average of 25,000 people leave Wisconsin for the warmer climates of Florida, Texas, California, Arizona and North Carolina.
As thousands of Wisconsin high school juniors and seniors begin finalizing their college plans, many anxiously await scholarship awards and grants to help them finance their education; others have not yet applied for financial assistance.
“Students should apply for scholarships about a year in advance; a lot of the private scholarships for fall 2014 have already been passed out,” said Randy McCready, director of the Office of Scholarships and Financial Aid at the University of Wisconsin-Parkside. “For a lot of the institutional scholarships, not just at Parkside, it is right around the deadline.” Feb. 1 is the deadline for students planning to attend Parkside to be eligible for most institutional scholarships.
One card is good, but two is better if you want the most money back from your credit card purchases.
Last year, Consumer Reports Money Adviser applied that hypothesis to more than 60 rewards card programs using a variety of spending scenarios based, in part, on Bureau of Labor Statistics consumer spending data and market research. It turns out that spreading the right purchases across the right two cards can earn you hundreds of dollars more in annual rewards than just one card.
Need to find a good plumber, hairdresser or auto mechanic? If you’re like a lot of people, you’re happy to turn to online ratings services to get a recommendation.
Sure, it can be convenient to find out what others think of a handyman’s skills before you hire him. But how trustworthy are the opinions? Here’s what you should know about the companies Consumer Reports Money Adviser recently examined, listed in alphabetical order.